Winter Home Prep: Essential Tips for a Safe, Warm Season
By Kristen Buck • 11/12/2025
Winter is Coming: Be Prepared and Rest Easy
As the crisp air sets in and the trees shed their leaves, the anticipation of winter brings both excitement and concern. Ensuring your home remains safe and cozy is a priority—and with good reason. A few proactive measures now can prevent stress and costly insurance claims later on.
Boost Indoor Air Quality
Winter months tend to keep us indoors more frequently, so boosting indoor air quality becomes crucial. Consider using HEPA filters in your HVAC system or portable air purifiers to reduce viruses and particles. If dust and allergens are a bigger concern, MERV 13+ filters can be highly effective in managing these elements.
Seal Gaps Around Windows and Doors
The age-old advice of sealing gaps around windows and doors remains one of the most effective winter prep tips. By preventing drafts, you not only retain heat but also enjoy reduced energy bills. Weather stripping and caulking are quick solutions that offer lasting benefits.
Insulate Exposed Pipes
To avoid the dreaded scenario of frozen or burst pipes, insulate any exposed piping, particularly those in basements or along exterior walls. This simple step is a lifesaver when temperatures plummet.
Clean Out Gutters
Clogged gutters can lead to ice dams and water backup, serious issues as snowfall becomes heavy. Clear out leaves and debris now to ensure your drainage system functions smoothly throughout the season.
Schedule a Heating System Checkup
There’s nothing worse than a heating system breakdown in the dead of winter. Schedule an annual inspection to catch any potential issues before the cold truly sets in, ensuring your home stays warm and comfortable.
Update Smart Thermostat Settings
New smart thermostat models can adjust automatically to reduce energy waste—a fantastic benefit in winter. Set your thermostat between 68°F and 70°F while at home and let technology handle the rest, keeping your space efficiently heated.
Clear and Check Solar Panels
If you have solar panels, remember to activate their winter mode for optimal performance. Regularly clearing off snow after storms will also help maintain efficiency during the shorter days.
Document Your Home Digitally
As a safeguard, create a digital video walkthrough of your home and valuables using your smartphone. This makes any potential insurance claims more streamlined and ensures you’re fully prepared should the unexpected occur.
Stay Proactive and Review Your Coverage
Even implementing a handful of these steps can make a significant impact. Remember, it's never too late to get started. If you’re a homeowner, consider reviewing your insurance policy with us to ensure you're protected against winter weather events. Let's work together to keep your home safe and warm this winter.